Does Medicaid Pay For Nursing Home Care?

In this blog, you will find answers to many questions associated with Medicaid Nursing Home Eligibility. 

Firstly, Medicaid will pay for nursing home care for people who meet the program’s fundamental eligibility criteria. You must know the rules vary from one state to another. So, it is advised to have a conversation with local Medicaid experts who can guide you successfully through the process.

Along with that, the Medicaid complexity in rules changes based on the marital status of the marital status of applicant or beneficiary. On qualifying, you, the applicant, get all the Medicaid benefits they can avail.

How Much Does Medicaid Pay for Nursing Home Care?

According to Medicaid rules, the applicant will receive a complete payment for nursing home care that includes room charges, food, and medical items. In contrast, the nursing home resident must contribute most of their income to these expenses. This is termed Patient Liability.

As a nursing home resident, you can receive a small Personal Needs Allowance from your income, and the criteria are based on the rules of the state of the resident. 

A nursing home facility can deduce costs like Medicare premiums, which Medicaid does not cover. For better understanding, you can connect with a local Medicaid planning expert.

Do all Nursing Home Facilities Accept Medicaid? 

According to estimates, about 80% to 90% of nursing homes accept Medicaid. Though statistics say so, this finding can be misleading as many nursing home units don’t have “Medicaid beds .”Medicaid rooms are rooms, or shared rooms, that a qualified resident will get from Medicaid. 

Many nursing home facilities prefer residents who can make private payments where the family bears the cost from their pocket. The reason is that private residents pay about 30% more for nursing home care than Medicaid pays. 

How to Apply for Medicaid Nursing Home Eligibility?

The Medicaid rules are long and cumbersome. Applying for the same is a tedious process and has multiple processes to follow. 

To go forward, the applicant can apply for Medicaid care through an online process or at a Medicaid office in their state. You must apply for the same only after being sure about your eligibility criteria. You can seek assistance from a Medicaid planner to understand your scope of getting the care expenses. 

Applying for Medicaid is not easy. You will need to do massive paperwork to support your documents, and this may cost you lots of time and energy. 

Over To You:

Though Medicaid is a substantial monetary benefit intended to offer benefits, the Medicaid Nursing Home Eligibility rules are stringent.

At Platinum Benefit Services, we have a team of experts to walk you through every step and help you make your application a success.